RxCreditRepair.com was formed with the single purpose in mind: to provide a one stop resource for the individual to quickly, accurately, and most importantly, legally remove inaccurate, derogatory information from ones credit reports.

Two years ago, seven friends all faced a similar similar situation - horrible credit reports and even worse credit scores. All wanted to some day get to the point of not having to dodge debt collector calls at home or even worse at work, all wanted to some day be able to get the teaser 0% finance rate for a new vehicle that normally on the creme de la creme of the credit world would receive. All seven friends committed to cleaning up their credit reports, and all used surprisingly similar strategies with similar results.

These seven friend worked six months, and the credit reports were getting progressively cleaner. Of course everyone of these seven friends would have one or two derogatory, inaccurate trade lines that stuck like glue, but for the most part, the credit reports were clean. These seven friends then tried derivations of the techniques they hade used prior to get the extremely stuck derogatory trade lines off, with surprising success. The not so surprising result was that given enough time, the Creditors (OC's), Collection Agencies (CA's), and Junk Debt Buyers (JDB's) would violate the law with severe repercussions. The tables would turn from the OC's, CA's, and the JDB's from being the aggressor to the seven friends being the aggressor. If you are told that you owe a CA $500, but you have the CA on $3000 would of FDCPA violations, you know that at the worst case if the CA decides to take you to court, which they probably never would do over $500, you would stand a strong chance, with a good attorney, of making money because of it. This was the point where the seven friends enhanced the strategy.

But these seven friends also realized that removing all their derogatory trade lines left the credit reports a bit thin, so their credit scores were no increasing as quickly as they should have been. They realized that they needed to add quickly new positive trade lines. But this could be a double edge sword. How to you increase your credit score by balancing new trade lines (positive impact on credit score) with more inquiries (negative impact on credit score). They came to realize that as they were pulling their credit report every day, they were helping it already.

RxCreditRepair.com was formed to provide a one stop resource for the individual to clean up their credit reports and increase their credit score. The strategy of seven friends will help you clean up your credit reports quicker than any credit repair organization can do, especially since the person with so much to gain will be in charge, namely yourself.