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AGREEMENT RxCreditRepair.com ("Company"), under its services, will provide you information to correct errors and other misleading information found in your credit reports. You will challenge credit items that you identify as inaccurate, misleading, or unverifiable. This Agreement does not include litigation services. The Company cannot guarantee a specific outcome or accurately predict how long the process will take. This process may take more or less than twelve months, but you may cancel this Agreement at any time. The Company does not charge you in advance for any services. It charges you only after the initial setup. In consideration of the Company's one time fee, you agree: A. To use the Company and its online web service to notify the various parties of items you identify as inaccurate, misleading, or unverifiable. B. To pay the Company the only cost of $49.95 within five (5) to fifteen (15) days. Dishonored payments will result in a $25.00 fee. C. Your access to this website's documentation will be for 90 days. You are charged only one time for access that has already been rendered. You understand and agree that you are billed by the Company for access only of the website by you. D. To only communicate with the credit bureaus through the Company's written correspondence. E. That you intentionally sought out the Company, which is based in the State of Florida, to access their website. F. That the Company will not discuss your case with your spouse, or anyone else, unless you submit a written request authorizing the Company to do so. Refund Policy. The Company's service is backed by a policy that entitles you to some or all of your money back if enough of your targeted items are not deleted. Governing Law, Venue, and Jurisdiction. This Agreement is deemed to have been executed and performed exclusively in the State of Florida. Florida law, without regard to conflict of law provisions, exclusively governs the application and enforcement of the Agreement. Any legal or equitable action concerning this Agreement shall be initiated only in Uinta County, Florida and both parties agree to submit to the personal and exclusive jurisdiction of the courts therein. Arbitration and Class Action Waiver. To the maximum extent allowed by law: (i) any dispute between you and the Company shall be settled only through binding arbitration, which shall be initiated and conducted only in Bradenton, Florida, (ii) no arbitration shall be commenced as a class, and no award shall bind or preclude similar issues with respect to other arbitrations or dispute resolution and (iii) you agree that you will neither initiate nor participate as a class representative or as a class member in any class action law suit brought against the Company. The arbitration shall be conducted in accordance with the then existing commercial rules of the American Arbitration Association, using one arbitrator. If the arbitration clause above is held not to be enforceable by any court, then to that extent, any legal or equitable action concerning this Agreement shall be initiated only in the state or federal courts in Manatee County, Florida and both parties agree to submit to the exclusive personal jurisdiction of those courts. Entire Agreement. This Agreement, including the Definitions, constitutes the entire agreement between you and the Company and may only be modified in writing. Please refer to the Definitions for a more detailed explanation of the terms in this Retainer Agreement and Limited Power of Attorney. ELECTRONIC SIGNATURE, LIMITED POWER OF ATTORNEY The Company needs permission from you to provide you information on our website (an electronic authorization). You may cancel your electronic authorization at any time by sending the Company an email stating that you retract your electronic authorization.Please print a copy of this Agreement for your records. RIGHT OF CANCELLATION You may cancel this contract without penalty or obligation at any time before midnight of the 3rd day after the date on which you signed the contract. See the attached notice of cancellation form for an explanation of this right. DISCLOSURE STATEMENT CONSUMER CREDIT FILE RIGHTS UNDER STATE AND FEDERAL LAW You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly. However, neither you nor any credit repair company or credit repair organization has the right to have accurate, current, and verifiable information removed from your credit report. The credit bureau must remove accurate, negative information from your report only if it is over 7 years old. Bankruptcy information can be reported for 10 years. You have a right to obtain a copy of your credit report from a credit bureau. You may be charged a reasonable fee. There is no fee, however, if you have been turned down for credit, employment, insurance, or a rental dwelling because of information in your credit report within the preceding 60 days. The credit bureau must provide someone to help you interpret the information in your credit file. You are entitled to receive a free copy of your credit report if you are unemployed and intend to apply for employment in the next 60 days, if you are a recipient of public welfare assistance, or if you have reason to believe that there is inaccurate information in your credit report due to fraud. You have a right to sue a credit repair organization that violates the Credit Repair Organization Act. This law prohibits deceptive practices by credit repair organizations. You have the right to cancel your contract with any credit repair organization for any reason within five days from the date you signed it. Credit bureaus are required to follow reasonable procedures to ensure that the information they report is accurate. However, mistakes may occur. You may, on your own, notify a credit bureau in writing that you dispute the accuracy of information in your credit file. The credit bureau must then reinvestigate and modify or remove inaccurate or incomplete information. The credit bureau may not charge any fee for this service. Any pertinent information and copies of all documents you have concerning an error should be given to the credit bureau. If the credit bureau's reinvestigation does not resolve the dispute to your satisfaction, you may send a brief statement to the credit bureau, to be kept in your file, explaining why you think the record is inaccurate. The credit bureau must include a summary of your statement about disputed information with any report it issues about you. The Federal Trade Commission regulates credit bureaus and credit repair organizations. For more information contact: The Public Reference Branch Federal Trade Commission Washington, D.C. 20580 NOTICE OF CANCELLATION RxCreditRepair.com allows you to cancel this Agreement at any time without penalty or future obligation and federal law requires that you be given two Notices of Cancellation: NOTICE OF CANCELLATION You may cancel this contract, without any penalty or obligation, at any time before midnight of the fifth day following the date you entered into this contract. To cancel this contract, mail or deliver a signed, dated copy of this cancellation notice, or any other written notice to webmaster@rxcreditrepair.com. NOTICE OF CANCELLATION You may cancel this contract, without any penalty or obligation, at any time before midnight of the fifth day following the date you entered into this contract. To cancel this contract, mail or deliver a signed, dated copy of this cancellation notice, or any other written notice to webmaster@rxcreditrepair.com.
---- BY CHECKING THIS BOX AND PROVIDING THE LAST FOUR DIGITS OF MY DRIVERS LICENSE, I CERTIFY THAT I AM AT LEAST 18 YEARS OF AGE, ACKNOWLEDGE THAT I HAVE READ THE AGREEMENT AND THE DISCLOSURE STATEMENT, AND GIVE MY ELECTRONIC SIGNATURE TO RxCreditRepair.com.

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