In a nutshell, RxCreditRepair.com works for you by getting inaccurate, derogatory information removed from your credit reports, while adding new, positive trade lines to you credit report. You will closely examine all your derogatory trade lines on your credit reports and request documentation validating or verifying the information, from the Credit Reporting Agencies, the Collection Agencies, the Junk Debt Buyers, and the Original Creditors.

If XYZ Corporation has a derogatory trade line on your credit report, and you have never had a financial account with XYZ Corporation, why would you not ask for information clarifying the nature of the debt? It would be comparable to someone off the street saying that you owe him $200 and wanted payment. Would you pay him without requiring some proof? Of course you wouldn't. Why would you, or anyone else for that matter, pay an account without, at the very minimum, verifying that the Collection Agency listed on their credit report is legally entitled to collect the debt. Unless the Collection Agency provided you some type of evidence that they are entitled to collect the funds for the debt, paying this debt may not be a prudent move.

RxCreditRepair.com utilizes a powerful methodology for removing your inaccurate, derogatory trade lines from your credit reports. But it does not stop there. Once the inaccurate, derogatory trade lines are removed, you must add positive trade lines to your credit reports if you want to increase your credit scores. As you are systematically removing the inaccurate, derogatory trade lines from your credit reports, you will gradually begin adding positive trade lines to you credit reports. You will start slowly, and the type of accounts that you add will be determined solely by the condition of your credit reports. But if you don't do this, you may end up with a credit report void of any positive credit trade lines, which in and of itself will prevent you from getting to the land of prime (prime credit cards and prime mortgage interest rates). Generally speaking, as you are removing inaccurate, derogatory credit trade lines, you will simultaneously add new, positive trade lines.